Woodbury · Washington County · Minnesota
Programs and organizations that may help you buy a home, stay housed, make needed repairs, or get through a housing emergency.
Need help right now? Dial 211 any time, day or night. If you're experiencing homelessness in Washington County, call Coordinated Entry at 651-430-6488. If you're in immediate danger, call 911.
Live in Woodbury or Washington County? See local contacts and food shelves.
I attended a local housing resources fair and was reminded just how many programs exist to help people navigate housing challenges. Some can help with buying a home, while others can help people stay housed, make necessary repairs, find housing, or get through a housing emergency.
I put this page together as a starting point so you don't have to search for every resource yourself.
Eligibility, funding, income limits and program availability can change, so always confirm the current requirements directly with the organization providing the assistance.
G
Gian “G” Visciglio, REALTOR®, Keller Williams Premier Realty
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Down payment and closing cost help, homebuyer education, and programs for first-time and first-generation buyers. Assistance funds typically reopen each year and can run out quickly, so it helps to take a homebuyer class and talk with a lender early.
City of Woodbury, administered by the Washington County CDA
Low- and zero-interest down payment loans for first-time buyers purchasing a home in Woodbury. Lower rates may be available for veterans, adults over 65 and first-generation buyers.
Good to know: Start with your lender. Applications are due at least 35 days before closing.
Visit website for Woodbury First-Time Homeownership Assistance (opens in a new tab)Washington County CDA
A $5,000 grant for first-generation homebuyers purchasing in Washington County. Income limits and a homebuyer education requirement apply.
Good to know: Funds are first-come, first-served and can run out; new funding typically opens each year.
Visit website for First-Generation Homebuyer Grant (opens in a new tab)Washington County CDA
A full homebuyer education class, online or in person at the CDA office in Woodbury, plus one-on-one advising at no cost. Many lenders and down payment programs require this class.
Good to know: The workshop has a small fee that may be waived.
Visit website for Home Stretch Workshops and Homebuyer Advising (opens in a new tab)Minnesota Housing
The state's housing finance agency. Start Up (for first-time buyers) and Step Up home loans, plus down payment and closing cost loans, offered through participating lenders.
Good to know: Ask a participating lender which programs you may be eligible for.
Statewide nonprofit network
Connects you with a homeownership advisor for homebuying, foreclosure prevention, refinancing or reverse mortgage questions, and lists homebuyer classes across Minnesota.
Good to know: You can search for an advisor by location and language.
Twin Cities Habitat for Humanity
Two ways to buy: a home built or renovated by Habitat, or a home on the open market using Habitat's TruePath Mortgage. Financial coaching is available if you're not mortgage-ready yet.
Good to know: Income, residency, credit and employment criteria apply.
Visit website for Twin Cities Habitat for Humanity Homeownership (opens in a new tab)NeighborWorks Home Partners
Financing for manufactured homes, with one-on-one guidance and homebuyer education. Down payment help may be available in participating manufactured home communities.
Visit website for Prime Path Manufactured Home Loan (opens in a new tab)CLUES (Comunidades Latinas Unidas En Servicio)
Home Stretch homebuyer workshops taught in Spanish (talleres para compradores de casa), held at CLUES offices in Saint Paul and Minneapolis.
Visit website for Homebuyer Workshops in Spanish (opens in a new tab)International Institute of Minnesota
A one-day homebuyer workshop covering how to buy a home and apply for a mortgage. Open to the public.
Good to know: Check the website for upcoming dates.
Visit website for Home Stretch Workshop (opens in a new tab)City of Saint Paul
Zero-interest deferred loans toward buying a home in Saint Paul, for eligible buyers. The loan is forgiven gradually over 15 years.
Good to know: Funding reopens each year and often runs out quickly. If it's closed, sign up for updates on the program page.
Visit website for Saint Paul Citywide Down Payment Assistance (opens in a new tab)Ramsey County
Down payment and closing cost loans for first-time and first-generation buyers with low to moderate incomes.
Good to know: Funding reopens each year and often runs out quickly. If it's closed, check the page for the next round.
Visit website for Ramsey County FirstHome (opens in a new tab)For homeowners who are behind on payments, worried about foreclosure, or facing a sudden hardship. Reaching out early usually leaves more options open.
Washington County CDA
HUD-approved counselors help if you're behind, or worried about falling behind, on your mortgage, association fees or property taxes. Refinance and reverse mortgage counseling are also available.
Visit website for Foreclosure Prevention Counseling (opens in a new tab)Statewide nonprofit network
Connects you with a homeownership advisor for homebuying, foreclosure prevention, refinancing or reverse mortgage questions, and lists homebuyer classes across Minnesota.
Good to know: You can search for an advisor by location and language.
Minnesota Housing
The state's starting point for renters and homeowners who need help keeping their housing, with links to current assistance programs.
State of Minnesota
May help with shelter costs such as past-due rent to stop an eviction or foreclosure, depending on eligibility. The same application covers SNAP food assistance and cash programs.
Visit website for Emergency Assistance (apply through MNbenefits) (opens in a new tab)Loans and programs for necessary repairs, accessibility changes, energy costs and weatherization. Many are for owner-occupied homes and have income limits.
Washington County CDA
Loans for repairs like roofs, plumbing, electrical, code corrections and accessibility changes, including Minnesota Housing's rehab and emergency/accessibility loans for lower-income homeowners. Septic repair help is also available.
Good to know: Income limits apply. Residents of some cities may qualify for higher limits or extra programs.
Visit website for Home Improvement Loans (opens in a new tab)Community Action Partnership of Ramsey and Washington Counties (CAPRW)
Help paying heating and energy bills, plus weatherization and energy-related repairs for eligible renters and homeowners.
Good to know: Energy assistance applications open each year on October 1.
Visit website for Energy Assistance and Weatherization (opens in a new tab)Minnesota Housing
Fix Up and Energy Loan Plus loans for repairs and energy upgrades through participating lenders, plus rehab and emergency/accessibility loans for lower-income homeowners.
NeighborWorks Home Partners
Home improvement loans, including Minnesota Housing's Fix Up loan statewide and city programs mostly in Saint Paul, Minneapolis and suburban Ramsey County. Also offers homebuyer education and foreclosure help.
Visit website for Home Improvement Financing (opens in a new tab)Anoka County
Deferred loans for income-eligible homeowners to fix health and safety problems, and low-interest loans for well and septic repairs that are repaid through property taxes.
Good to know: Rehab loans have a waitlist.
Visit website for Home Rehabilitation and Well/Septic Loans (opens in a new tab)Help for renters who are behind on rent, have received an eviction notice, need legal advice, or are looking for affordable housing. If you've received an eviction notice, don't wait to call.
Washington County
Navigators help residents get connected to services, including crisis help, eviction threats, utilities, energy assistance, food and economic support.
Washington County CDA
Housing Choice Vouchers (Section 8), Bring It Home vouchers, public housing and other rental help for eligible households.
Good to know: Some programs aren't taking new applications because of limited funding. Check current status.
Visit website for Rental Assistance Programs (opens in a new tab)United Way
Call to be screened for rental assistance and connected with local help, 24 hours a day. Confidential.
State of Minnesota
May help with shelter costs such as past-due rent to stop an eviction or foreclosure, depending on eligibility. The same application covers SNAP food assistance and cash programs.
Visit website for Emergency Assistance (apply through MNbenefits) (opens in a new tab)HOME Line
Answers renters' questions about repairs, deposits, evictions and other rental problems, with legal advice, advocacy and education for tenants.
SMRLS
Civil legal help at no cost for people with low incomes, including housing and eviction issues.
Connects people with low incomes to volunteer attorneys, including help with eviction defense and eviction expungement.
Visit website for Volunteer Lawyers Network (opens in a new tab)Remote housing mediation at no cost for renters and landlords working through a disagreement.
Visit website for Community Mediation Minnesota (opens in a new tab)Minnesota Attorney General's Office
A plain-language guide to renters' and landlords' rights in Minnesota: leases, deposits, repairs, evictions and more.
Visit website for Landlord and Tenant Handbook (opens in a new tab)Search affordable rental listings in Minnesota and learn how subsidized housing and vouchers work.
Visit website for HousingLink (opens in a new tab)HB101 Minnesota
An interactive guide to housing options and the programs that may help pay for housing, so you can make a plan.
Visit website for Housing Benefits 101 (opens in a new tab)City of Saint Paul
Helps Saint Paul renters facing eviction catch up on past-due rent. Payments go directly to the landlord.
Good to know: Applications open for a short window each month and are selected by lottery.
Visit website for Saint Paul Emergency Rent Assistance (opens in a new tab)City of Saint Paul
Explains Saint Paul's rules on tenant screening, security deposits, notice when a building is sold, and notice before an eviction filing.
Visit website for Saint Paul Tenant Protections (opens in a new tab)Housing mediation for renters and landlords. No one is turned away for inability to pay.
Visit website for Dispute Resolution Center (opens in a new tab)Informs, advocates for and organizes Saint Paul renters working toward safe, affordable housing.
Visit website for Community Stabilization Project (opens in a new tab)City of Saint Paul
Takes complaints about housing discrimination under the Saint Paul Human Rights Ordinance.
If you have nowhere safe to stay tonight or are about to lose your housing, start with coordinated entry in your county or call 211.
Washington County
If you're experiencing homelessness or about to lose your housing, this is the starting point for being connected to shelter and housing programs.
United Way
Call to be screened for rental assistance and connected with local help, 24 hours a day. Confidential.
Helps families with children move from homelessness into stable housing.
Visit website for Solid Ground (opens in a new tab)Ramsey County
Coordinated entry, emergency shelter and homelessness prevention for Ramsey County residents.
A nonprofit that builds and operates affordable and supportive housing, with on-site services for residents.
Good to know: Beacon doesn't take rental applications directly. Openings are filled through county coordinated entry and listed on HousingLink.
Visit website for Beacon Interfaith Housing Collaborative (opens in a new tab)One-on-one counseling, financial coaching and budgeting help, whether you're preparing to buy, trying to stay in your home, or getting back on your feet.
NeDA
HUD-approved counseling agency with English and Spanish services: homebuyer counseling and Home Stretch classes, financial coaching, foreclosure prevention and home improvement loans.
FamilyMeans
Budget and debt counseling, debt management plans and financial education.
Visit website for FamilyMeans Financial Counseling (opens in a new tab)Statewide nonprofit network
Connects you with a homeownership advisor for homebuying, foreclosure prevention, refinancing or reverse mortgage questions, and lists homebuyer classes across Minnesota.
Good to know: You can search for an advisor by location and language.
City of Saint Paul
A city-maintained directory of financial programs, from housing and emergency help to financial coaching and employment.
Visit website for Saint Paul Financial Resource Hub (opens in a new tab)The numbers local residents ask about most, in one spot.
Washington County lists these on its guide for renters having trouble paying rent. Call to verify hours.
Information on this page is provided as a starting point and is not a guarantee of eligibility or assistance. Programs, funding, income limits, requirements and availability can change. Please contact the organization directly to confirm current requirements and availability.
This is a directory, not financial, legal, housing or lending advice. I don't run these programs or decide who qualifies. Last reviewed September 2026. If you notice something out of date, let me know and I'll update it.